Have you found yourself sitting at the office or at home, coursing through social media travel posts time and again? It’s a disease, a bug really, and the only cure is actually getting out and travelling! If your holiday plans are becoming 5 year plans a la the erstwhile Planning Commission just because the budget is reducing the Annual Budget: consider taking a Personal Loan for travel and actually go for that much dream of holiday now!
Personal Loans for travel, also known as travel loans, are an excellent way to finance your holiday trip. The best thing about a travel loan is that you can use it to pay for all travel-related expenses. It can be booking air/rail tickets, hotel rooms, sightseeing, food, and even shopping at tourist destinations.
Sounds good? Read ahead and learn more about Personal Loans for Travel.
Why take a Personal Loan for Your Next Holiday?
A Personal Loan for Travel can be applied for and gotten online through our website in just a few steps. No complicated procedures, easy eligibility, soft copies of a few essential documents, quick approval, and quicker disbursal are some of the things that have made our travel loans a favourite among young professionals. Whether it’s a short weekend getaway or a longer international trip: you can use the loan as you like.
Here are a few reasons that have made travel loans so popular today.
Easy Availability Without End-Use Restriction
A Personal Loan for travel is a smart choice for a vacation that you haven’t entirely planned out. Some folks don’t have the time while others like the idea of getting to the place first and dealing with everything afterwards: These loans can be used in any way because they have no end-use restrictions, meaning you can use it for any travel-related purpose from tickets to hotels and whatever else your adventures may bring your way. Just enjoy your holiday.
Competitive Interest Rates
Our travel loans carry some baggage of their own, namely competitive interest rates. The rates will depend on your eligibility, including your age, employment, salary and credit score. And if all is well, you’ll get the lowest rates from our end.
Pro Tip: If you go for a shorter loan tenure, you will pay lesser interest, while you will pay more interest when you choose a longer repayment tenure for your travel loan. Please think it through and choose your repayment tenure after due diligence.
Flexible Repayment Tenures
Our Personal Loans for travel enable you to choose the repayment tenure according to your repayment capacity. We offer tenures starting from 12 months to 48 months.
There’s no reason to postpone that holiday any longer. Aren’t you getting tired of planning? Take a Personal Loan for travel now, and repay in equated monthly instalments (EMIs) at your convenience.
Sufficient Loan Amount
Here at Clix Capital, we offer instant Personal Loans to meet any size of travel needs from Rs. 50 thousand to Rs 10 lakhs. You can go big or small, just don’t keep going home. You can use the money for other things too, and having it on your side will avoid any compromises before, during, and after your trip.
You Do Not Need Collateral
Our Personal Loans for travel come are unsecured loans, meaning they are collateral-free. In short, you don’t have to put up any assets as collateral security to get these loans. In short, there is no risk. You can get the loan instantly on your eligibility. Please check the requirements on our website.
Simple Eligibility Criteria
You can get our travel loans all online, provided you fulfil our simple eligibility criteria that includes three:
• Identity proof – Aadhar card or Voter ID
• Address proof – Aadhar card or Voter ID
• Income proof – Last three months’ salary slips or current year’s Form 16
Keep these documents ready before you apply on our website.
What’s more, if your KYC is updated with your Aadhaar and PAN, you don’t need to upload or submit the documents. You can get them verified online within a matter of minutes.
For detailed information, you can browse our website and get complete information anytime.
Quick and Easy Approval
Our Personal loans for travel are approved quickly due to the minimal documentation needed and our unending mission to get you to travel. Since the whole process is automated, the verification is done online, which helps save a lot of time.
Also, you are not required to visit our branches or anything. The application for the disbursal process is completely online. You can apply on our website from your laptop or smartphone any time from the comfort of home or from the office, where you think of travelling the most, right?
Travel Loan Eligibility Criteria
You can easily get a travel loan by meeting our basic eligibility conditions. Here are some things that you need to fulfil to get an instant Personal Loan for travel:
• You should be between 21-58 years of age
• You should have a minimum salary of Rs. 20,000 per month with work experience of at least 12 months with six months in the current organisation
• Your Experian credit score should be 630 or above
How to Apply for a Personal Loan for Travel Online?
Applying for a travel loan on our website is very simple and easy. Follow the steps to apply online to get instant approval.
Step 1: Visit the Clix Capital website and click Personal Loan – Travel.
Step 2: Register with your mobile number and fill out the application form with the required details.
Step 3: Wait for the verification.
Step 4: Once verified, you will receive the loan offer, select the amount and EMI plan you need.
Step 5: Accept the loan offer and get funds disbursed to your account instantly.
An instant Personal Loan for travel can be a great way to get away finally. These loans for travel have made travel easy for so many, one could do it for you too.
You don’t need to wait any longer, life is meant to be lived, and travel makes life worth living. Apply for a travel loan on our website for competitive interest rates and flexible repayment tenures. Don’t forget to use the Personal Loan calculator on our website to calculate your EMIs before applying for the loan.
So now that you know about a Personal Loan for travel in detail, it’s time to pack your bags and get going for your upcoming trip.